Hard News by Russell Brown

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Hard News: 2015: The Budget of what?

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  • Katharine Moody, in reply to Rosemary McDonald,

    How can we have gone from it being considered wrong for a mother to work(and oh! the criticism I got in the eighties!), to it being wrong for her not to, in such a short space of time?

    Elizabeth Warren (ex-Harvard, now a US Senator) did some fantastic quantitative research on this subject of the trend to two-income households and the coming collapse of the middle class. A long lecture but well worth it;

    I worked as a young mother through the eighties too - but my husband didn't, as we felt the same, that someone had to be home to raise the children. All his mates envied him big time .. but could never appreciate that he had the harder job of the two of us.

    Wellington • Since Sep 2014 • 798 posts Report

  • Rosemary McDonald, in reply to tussock,

    @Rosemary, as long as we’re all busy telling women what they’re doing wrong, something, something, anecdote, up hill both ways in the snow.

    While we're at it, we might as well get the Gospel according to Mike...

    http://www.nzherald.co.nz/national/news/video.cfm?c_id=1503075&gal_cid=1503075&gallery_id=150719

    who draws on NZer of the year Dr Lance back up his view that children are MUCH better off in daycare...(state funded, of course)

    Because, for goodness sakes, parents...and especially mothers...are simply not capable of raising healthy, well adjusted children.

    Inter generational what?

    Waikato, or on the road • Since Apr 2014 • 1346 posts Report

  • Rosemary McDonald, in reply to Katharine Moody,

    We did the 'ships that pass in the night' thing....he in the door as me on the way out.

    (for historic reference...what were the mortgage interest rates back then? 17, 18%?)

    I remember when my hours increased requiring a 4.30pm start, and he could not tweak his hours to accommodate and we had to get a baby sitter to cover the hour's difference.

    I paid the babysitter the same hourly rate that I was being paid.

    Because my kids are worth it.

    Waikato, or on the road • Since Apr 2014 • 1346 posts Report

  • Brent Jackson, in reply to Rosemary McDonald,

    for historic reference…what were the mortgage interest rates back then? 17, 18%?)

    When I got my mortgage in 1990 it was at 14.5%, and went up to 15.5% the following year, before starting to reduce.

    Auckland • Since Nov 2006 • 620 posts Report

  • Alfie, in reply to Rosemary McDonald,

    Attachment

    (for historic reference...what were the mortgage interest rates back then? 17, 18%?)

    A handy graphic from The Reserve Bank.

    Dunedin • Since May 2014 • 1440 posts Report

  • Rosemary McDonald, in reply to Alfie,

    and...."Mortgage rates peaked at 20.5% in June 1987...."

    just about the time we bought out first home....needed a deposit of 25%, two incomes.

    Luckily...we had been able to save...

    Waikato, or on the road • Since Apr 2014 • 1346 posts Report

  • Rich of Observationz, in reply to Robert Urquhart,

    Interesting. How would a financial institution distinguish payments by partners, flatmates, people you sold something to on TradeMe (not in the course of a business) etc?

    Back in Wellington • Since Nov 2006 • 5550 posts Report

  • Alfie, in reply to Rosemary McDonald,

    "Mortgage rates peaked at 20.5% in June 1987...."

    I was luckily living in London at the time and paying (from memory) around 3% interest on my mortgage. We couldn't understand how people back home could afford to pay 20% and more.

    Dunedin • Since May 2014 • 1440 posts Report

  • Sacha, in reply to Rosemary McDonald,

    Luckily...we had been able to save..

    The story on tvnz's Sunday about this included that the reporter had saved a 33% deposit in *one* year of working in the early 1980s. That's not luck, it's economic settings. The equivalents nowadays are having rich parents or winning lotto.

    Ak • Since May 2008 • 19745 posts Report

  • Alfie, in reply to Sacha,

    My first house in Brighton (south of Dunedin) cost a grand total of $5,000 in the mid-seventies. A 30% deposit? No problem. ;-)

    So I was understandably shocked at Auckland prices when I headed north for work. My old villa on 1/4 acre in Mount Albert set me back a stunning $50k -- loadsamoney. Gee... I wish I'd held onto that one.

    Dunedin • Since May 2014 • 1440 posts Report

  • Rosemary McDonald, in reply to Sacha,

    He bought in 1981, we bought in 1987.

    A few changes in the national economy in the intervening years....

    We were "lucky" not to have to pay off student loans.

    Waikato, or on the road • Since Apr 2014 • 1346 posts Report

  • Alistair McBride, in reply to George Darroch,

    Token initiatives – is that like the Z service station place your token in your favourite of the charities they have chosen?

    Hamilton • Since Dec 2006 • 21 posts Report

  • Sacha,

    We will see more stories like counselling service Relationships Aotearoa being forced to close down as the govt's new contracting approach rolls out. Yay, Budget.

    Ak • Since May 2008 • 19745 posts Report

  • Rob Stowell, in reply to Sacha,

    Plenty of scope for the opposition, you'd think. Govt takes wrecking ball to community services.
    Yet we get stupid whining about the introduction of new taxes and the Govt deficit. You'd think it was obvious that castigating the govt for doing things you'd like to do is dumber than dumb ...

    Whakaraupo • Since Nov 2006 • 2120 posts Report

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